Insurance and Rates:
Using Insurance:
Good Faith Estimate:
Using Insurance:
When using health insurance your co-pay or deductible is expected at each session. If your insurance is invalid at this time, you are responsible for the entire bill. Please verify your coverage before the session.
Please be aware that if you use your health insurance, I am required to issue a diagnosis to your health insurance company. For billing purposes, your insurance provider requires you to receive a psychiatric diagnosis, such as major depressive disorder, generalized anxiety disorder, bi-polar disorder.
In addition, your health insurance reserves the right to limit sessions, request justification for treatment, request a copy of the therapy notes, request to speak to your therapist to justify the diagnosis, treatment plan, prognosis and anticipation of termination of services. Various people at the health insurance company will have access to your information. It is also possible that any diagnosis could be reported to the MIB (Medical Information Bureau).
Self-Pay:
Some clients choose to not use insurance and pay out-of-pocket as it is free from the restrictions from health insurance and managed care. You can also use your FSA and HSA accounts to cover copays and deductibles.
Benefits include:
- your diagnosis is not shared with insurance companies, which could prevent or limit access to Life Insurance
- there are no authorizations or limitations on sessions
Rates:
Good Faith Estimate:
Using Insurance:
$160 - 45 min Initial Intake
$150 - 45 min Couple Session $150 - 60 min Individual Session
$120 - 45 min Individual Session
$120 Late cancel-No show
$120/hour Any out of session requests such as paperwork, court, etc.
Payment Methods:
- Cash
- Check
- Credit Cards (on website only)
- Ivy Pay
- Venmo
Late Cancellation and No-show fees
I reserve this time just for you. Please provide me with at least 24-hours notice to avoid the fees. I offer limited exceptions for emergencies and sickness.
Note: Late cancellations and no-shows are not covered by insurance.
If I don't take your insurance:
(Less costly than you might think)
I will provide you with a Superbill that you can submit to your insurance for reimbursement. You can also use your FSA and HSA accounts to cover copays and deductibles.
Good Faith Estimate:
Good Faith Estimate:
Good Faith Estimate:
You have the right to receive a “Good Faith Estimate” explaining how much your health care will cost. For questions or more information, visit: www.cms.gov/nosurprises or call 800-985-3059.
Insurances Accepted:
Health Savings Accounts (HSA):
Good Faith Estimate:
I am currently in-network with the following insurance companies.
* Please check with your insurance company to verify I am in-network with your insurance plan.
- PPO Plans
- BCBS
- Harvard Pilgrim
- OPTUM - UBH/UHC/UMR
- Tufts
Health Savings Accounts (HSA):
Health Savings Accounts (HSA):
Health Savings Accounts (HSA):
If you have a HSA you can use it to pay for therapy. I will provide a receipt that you can submit for reimbursement.
Check out link below: HSA: Eligible and Ineligible Expenses
https://www.hsabank.com/hsabank/learning-center/irs-qualified-medical-expenses
Your Responsibilities:
Health Savings Accounts (HSA):
Health Savings Accounts (HSA):
- If you change insurance plans and I don't accept it, you are responsible for the full amount.
- If you have a deductible, until it is reached, you will pay me for the session and I will submit that amount your insurance.
Why therapists are deciding to not take insurance.
Why therapists are deciding to not take insurance.
Why therapists are deciding to not take insurance.
